Commercial Auto Insurance That Won’t Leave You Stranded
You’re not just driving from job to job — you’re hauling trailers, tools, crews, and responsibility. Whether it’s a dump trailer, a spray rig, or a pickup loaded with gear, your vehicles are the backbone of your business.
Let’s protect them like it.
Click Here To Start Your Quote – No Phone Tag Required
What Does Commercial Auto Actually Cover?
Here’s what you’re getting when we build a policy for your trucks, trailers, and crew rigs:
Auto Liability
If your vehicle causes an accident, this covers damage to other people, their property, and their medical bills — plus legal costs if things escalate.
Physical Damage
Protects your vehicle if it gets hit, vandalized, or totaled in a wreck. That includes collision and comprehensive (stuff like theft, fire, falling trees, and wildlife — yes, even that deer in the driveway).
Medical Payments
Covers medical costs for you and your passengers, regardless of who’s at fault. Useful when someone takes a tumble during a coffee run or side hustle stop.
Uninsured / Underinsured Motorist
When the other driver doesn’t have insurance — or not enough of it — this makes sure you’re not stuck footing the bill.
OPTIONAL COVERAGES
Add-Ons That Keep You Covered Beyond the Cab
Your truck isn’t working solo. Your gear, trailers, and even rented vehicles need coverage too. Here’s what we can build into your commercial auto policy:
Trailer Coverage
If it rolls behind your truck and hauls gear, it needs its own protection. We’ll make sure it’s not the forgotten piece in your policy.
Roadside Assistance
Dead battery, flat tire, or stuck in the mud at a job site? This gets you towed, boosted, or back on the road — without begging a buddy.
Hired & Non-Owned Auto
Covers borrowed vehicles, rental vans, or anything your business uses that you don’t personally own. Perfect for fill-in rigs or project-based rentals.
Rental Reimbursement
If your truck’s in the shop after a claim, this covers the cost of a rental — so you don’t lose time (or income) waiting.
HOW IT WORKS
Getting Covered Is Easier Than Loading a Trailer
No fluff. No endless forms. No “we’ll get back to you next week.”
Here’s how we get your commercial auto coverage rolling:
Tell us about your setup
Trucks, trailers, VINs, who’s driving — we’ll guide you through what we need (and skip what we don’t).
We shop top carriers for landscapers
We work with multiple insurance companies, not just one — so you get real options and competitive pricing.
Review and customize
We'll explain your coverage in plain English, walk you through deductibles and limits, and make sure everything fits your business.
COI in your inbox — fast
Need proof of insurance for a client, HOA, or bid? We’ll send it straight to them if you want.
Don’t Let a Fender Bender Derail Your Season
Your trucks, trailers, and gear are how you make money.
Let’s keep them protected — and your schedule on track.
Click Here To Start Your Commercial Auto Quote
Commercial Auto Insurance FAQ for Landscapers
Do I really need commercial auto if I use my personal truck for work?
Yep. Most personal policies exclude business use. That means no coverage if something happens on the job — and that can get expensive, fast.
Can I add my trailer to the policy?
Absolutely. If it hauls gear, it needs to be listed. We’ll make sure it’s not left out.
What if I rent a vehicle for a big project?
We can include hired & non-owned auto coverage so you’re protected even when using temporary or borrowed trucks.
Can I get a certificate of insurance (COI) fast?
Usually same day — often within an hour. We’ll send it directly to whoever’s asking.
Don’t Take Our Word For It — Ask the Guys in the Field
“Green Pro got my trucks covered in one call. No BS, no waiting, and they sent the COI straight to the HOA while I was still on the mower. I’ve had other agents — now I’ve got my agent.”
— Travis G., T&G Lawn & Landscape