Workers Compensation Insurance for Landscapers

Your crew’s sweat and limbs are your business’s backbone. Let’s make sure they’re covered when accidents happen — so you’re not left holding the bag.

Medical bills and therapy — If a crew member gets hurt on the job, Workers’ Comp helps cover doctor visits, rehab, and prescriptions.
Lost wages — Injured team members get paid while they recover — without your business taking a hit.
Legal defense — In case of a claim or dispute, you’re covered — no diving into your reserves.

Tell us about your crew — number of employees, states, types of jobs.
We compare top-rated providers — to find the best rates, coverage, and service.
You choose your plan — limits, deductibles, and billing options that fit your budget.
You get full support — Audit assistance, injury guidance, and claims follow-up.

Safety Meetings – Keep crew aware of tools, gear, and hazards.
Equipment Inspections – Regular checks help prevent injuries and improve claims history.
Emergency Plans – A minor injury becomes bigger if you’re not prepared — plan ahead.

Is Workers’ Comp required in my state?
Yes — if you have W-2 employees you’re required to carry it. The rules vary state-to-state, we’ll make sure you’re compliant.
What if I’m a 1099 or seasonal contractor?
Subcontractors need their own coverage. If they don’t have it, your policy — and business — could be on the hook.
Can payroll affect my rates?
Yup. More crew = higher premiums. That’s why we review and help optimize payroll categories through the year.
How soon can I get coverage started?
Often within a day — we typically get your policy set the same day, then we handle audits and billing after.

You run a crew, not a call center. We keep insurance simple so you can get back to business.

(Work boots not required)

Just drop in a few details and we’ll get to work — no jargon, no runaround. Just real coverage for real green industry pros.