Or are you one flat tire away from financial heartbreak?
Let’s be real for a second: your gear is your grind. Without it, you’re not landscaping, hardscaping, mowing, trimming, or doing anything except sitting in your truck wondering how you got here.
But here’s the kicker — most green industry pros think their equipment is insured… until it’s gone.
“I thought I was covered?” – Every landscaper, 10 seconds after their trailer is stolen.
You wouldn’t believe how many times we’ve heard that. Picture this:
What if your brand-new $12,000 mower takes a joyride (without you) thanks to a thief with a truck and some bad decisions?
Or maybe your trimmer decides to bounce out of your trailer like it’s auditioning for America’s Got Talent.
Or how about the time your skid steer got “accidentally” power washed into a muddy creek by your summer intern Kyle? (We’re still not sure how he managed that one.)
We’re not saying these things will happen… but if they do, are you covered?

“In unrelated news, Kyle is no longer in charge of site prep”
What Most Policies Don’t Cover
Here’s the not-so-funny part: standard general liability policies usually don’t protect your equipment once it’s off-site or in transit. That’s like having a security system in your house but leaving the front door wide open while you’re on vacation.
Unless you’ve got inland marine coverage (yes, that’s a real term — no, you don’t need a boat), your tools are at risk once they leave the shop.
Inland Marine: The Oddly-Named Hero of Equipment Coverage
Despite sounding like a Coast Guard spin-off, inland marine insurance is what actually covers the stuff you haul around every day. Think:
- Mowers, blowers, trimmers, and trailers
- Skid steers, compact loaders, trenchers
- Hand tools, power tools, small equipment
- Basically everything in your trailer that makes you money
If it rolls, roars, or trims — inland marine’s got your back.
Quick Reality Check
Ask yourself:
- Would losing one mower seriously mess up your week?
- Does your team ever borrow equipment (and forget where they left it)?
- Have you ever had a “who left the trailer unlocked?” moment?
- Do you just assume you’re covered because “my buddy’s agent said so”?
If you’re nodding, chuckling, or nervously sweating — it’s probably time to review your coverage.
How Green Pro Insurance Has Your Back
We get the green industry because we specialize in it. We speak fluent “landscaper” and know the difference between a pole saw and a hedge trimmer (unlike some agents).
Here’s what we’ll do for you:
- Review your current policy (free of charge)
- Point out where you’re exposed — without judgment
- Build a custom plan so your equipment is protected anywhere you go
- Keep it affordable so you can keep building your business
Final Thought: Don’t Let a Thief, a Fire, or Kyle Ruin Your Season
Insurance shouldn’t be a mystery, and it definitely shouldn’t leave you wondering if you’ll be able to replace your equipment after disaster strikes.
Let’s fix that. Talk to us before Kyle strikes again.
Call us today 912-882-4556 or get a quote online — because your mower deserves better than “hope it’s covered.”
www.GreenProInsurance.com